Orca

SIC IP Return Requests

6 codes that cover most of what an originator sees. Each one carries the decision: retry or stop, how long the receiving institution has to send it, what the guidance rests on, and when it was last checked.

What the tier labels mean, and how far this page has been checked
Draft
An agent wrote it from published material and nobody has checked it. Use it as a lead to confirm, never on its own as the basis for a retry, a return, a deadline or a compliance decision.
Corroborated
A validator found the same answer in one or more named public sources; the class in brackets says how strong they are. "Secondary sources only" means bank, processor or industry guides and nothing from the operator or regulator. Corroborated does not mean checked against the governing rulebook, so confirm before you act.
Verified
A person checked it against SIX Interbank Clearing on behalf of the Swiss National Bank's own current text and recorded the edition and date. The strongest tier here, and still reference material, not legal or compliance advice.

On a rail fact, every detail line names the section or instrument it rests on and whether that is a rule, a law, operator guidance, or observed practice.

Known gaps in this build

Not yet covered: no public text sets how long after settlement a return request may be sent or how fast the receiving participant must answer; any such limit would be in the participant-only SIC Handbook; the ISO 20022 External Code Set definitions behind the six codes were not read, so meanings rest on the code names SIX prints; the SIC RTGS return request codes, which SIX recommends but does not check, are not in this directory.