How money moves on this rail, in 12 sourced records: what is final, what can be returned, recalled or refunded, who decides, and what the limits are. A profile belongs to the rulebook, so no reason code list is published on this page.
What the tier labels mean, and how far this page has been checked
Draft
An agent wrote it from published material and nobody has checked it. Use it as a lead to confirm, never on its own as the basis for a retry, a return, a deadline or a compliance decision.
Corroborated
A validator found the same answer in one or more named public sources; the class in brackets says how strong they are. "Secondary sources only" means bank, processor or industry guides and nothing from the operator or regulator. Corroborated does not mean checked against the governing rulebook, so confirm before you act.
Verified
A person checked it against PSA Payment Services Austria GmbH's own current text and recorded the edition and date. The strongest tier here, and still reference material, not legal or compliance advice.
On a rail fact, every detail line names the section or instrument it rests on and whether that is a rule, a law, operator guidance, or observed practice.
Nothing matches. Try a code number, or a phrase like "revoked", "savings", or "company name".
Known gaps in this build
Not yet covered: the eServices legal framework agreement and the eps merchant contracts, which hold the guarantee and liability terms: not public; whether debtor banks execute eps transfers as SCT Inst: no eps document read says; consumer law: PSD2 and the Austrian ZaDiG 2018 were not read, so the consumer-law fact is inference; the German Pflichtenheft 2.7 and the XML schema description 2.7 on the same download page were not consulted.