How money moves on this rail, in 12 sourced records: what is final, what can be returned, recalled or refunded, who decides, and what the limits are. A profile belongs to the rulebook, so no reason code list is published on this page.
What the tier labels mean, and how far this page has been checked
Draft
An agent wrote it from published material and nobody has checked it. Use it as a lead to confirm, never on its own as the basis for a retry, a return, a deadline or a compliance decision.
Corroborated
A validator found the same answer in one or more named public sources; the class in brackets says how strong they are. "Secondary sources only" means bank, processor or industry guides and nothing from the operator or regulator. Corroborated does not mean checked against the governing rulebook, so confirm before you act.
Verified
A person checked it against SAMA (Saudi participant rules); GCC central banks via GPC (system)'s own current text and recorded the edition and date. The strongest tier here, and still reference material, not legal or compliance advice.
On a rail fact, every detail line names the section or instrument it rests on and whether that is a rule, a law, operator guidance, or observed practice.
Nothing matches. Try a code number, or a phrase like "revoked", "savings", or "company name".
Known gaps in this build
Not yet covered: this directory holds rail facts drawn from SAMA's public AFAQ operating rules and charging policy, which bind Saudi direct participants only, and from the Gulf Payments Company's public web pages; the GPC Operating Rules and Regulations are marked confidential and were not used; the participant rules of the other five GCC central banks were not read, so facts that depend on the sending or receiving country's own rules are stated for Saudi participants only; the controlled documents that set message formats, the design specification and the currency conversion note are shared with participants only and were not consulted; the settlement agent used for the end-of-day net settlement between central banks is not named in any public text read; fees and exchange rates have no facet of their own; SAMA's participant fees and its bar on an FX margin are mentioned only where they bear on returns or customers.